Home Loans
Whether you are buying your first home in Melbourne’s East, upgrading or building, Tudor Finance takes the legwork out of financing it. From our Nunawading office we compare home loans across a panel of 25+ lenders and manage the whole process, from pre-approval through to settlement, so you can act on the right property with confidence.
Home loan types we arrange
- Basic variable rate loans, a low rate with fewer features
- Standard variable loans with offset, redraw and loan-split flexibility
- Fixed rate loans that lock in repayments for a set term
- Split loans that combine fixed and variable portions
- Line-of-credit and equity loans that unlock the value in your home
- Low-doc loans for self-employed borrowers with limited documentation
How the process works
- A free consultation to understand your goals and borrowing capacity
- We compare rates and features across our lender panel
- We prepare and lodge your application and pursue pre-approval
- We keep you updated through valuation, approval and settlement
Frequently asked questions
How much deposit do I need to buy a home in Melbourne’s East?
Most lenders look for between 5% and 20% of the purchase price, plus costs such as stamp duty. A deposit under 20% usually means Lenders Mortgage Insurance (LMI). We help you weigh a smaller deposit plus LMI against saving for longer, based on your situation.
How long does home loan approval take?
Pre-approval is often available within a few business days once we have your documents. Full approval timing depends on the lender and the property, and we manage the lender follow-up on your behalf.
Does it cost anything to use Tudor Finance?
In most cases we are paid by the lender on settlement, so our service is generally at no direct cost to you. We always disclose how we are paid before you proceed.
The information on this page is general in nature only and is not specific advice for your individual circumstances. Tudor Finance Pty Ltd, Australian Credit Licence No. 393142.
