Investment Loans
Building a property portfolio works best when your lending is structured to protect your cash flow and future borrowing power. Tudor Finance arranges investment loans for buyers across Australia, whether it is your first rental or your fifth, and structures them to keep your options open for the next purchase.
How we structure investment loans
- Interest-only and principal-and-interest repayment options
- Offset accounts to hold surplus funds against interest
- Loan splits that separate investment debt from your home debt
- Equity release to fund the deposit on your next property
- Fixed, variable and split rate choices
How the process works
- A free consultation to map your investment goals and position
- We compare investment products across a panel of 25+ lenders
- We structure the loan to preserve borrowing power for later purchases
- We manage the application through to settlement
Frequently asked questions
Can I use the equity in my home to buy an investment property?
Often yes. If your home has grown in value, we can look at releasing usable equity to fund a deposit and costs, keeping the debts structured separately for clarity and tax purposes.
Should my investment loan be interest-only?
It depends on your cash flow and strategy. Interest-only can improve short-term cash flow, while principal-and-interest builds equity faster. We walk through both, and you should also speak to your accountant.
How many investment properties can I finance?
There is no fixed limit. It comes down to your income, existing commitments and each lender’s policy. Structuring earlier loans well helps preserve borrowing power for later ones.
The information on this page is general in nature only and is not specific advice for your individual circumstances. Tudor Finance Pty Ltd, Australian Credit Licence No. 393142.
